Welcome to Buffalo Benefits

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Healthcare Just Changed in 2026 — Here’s What It Means for You

Starting in 2026, several important changes to Affordable Care Act (ACA) health plans are taking effect. These updates may impact monthly premiums, subsidy amounts, and enrollment rules for many individuals and families.

Our goal is to help you understand what’s changing and help enroll into a plan best fit for you.

Premiums Increased

Due to 2026 ACA changes, many health insurance premiums are increasing as insurers adjust pricing to offset higher projected costs. These changes may result in higher monthly premiums for people who benefited from financial assistance.

Credits Ending

Due to 2026 ACA changes, many health insurance premiums are increasing as enhanced ACA tax credits come to an end. This may result in higher monthly premiums for people who previously relied on those financial subsidies.

Here To Help

Our team is here to help guide you through your options and find coverage that best fits your needs. We will help you enroll into the best plan for your lifestyle in terms of fit, and cost.

ACA Subsidies Expire - Premiums Spike

NYS 40% Healthcare Premium Spike

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Welcome to Buffalo Benefits

We Make Exploring Healthcare Simple

Buffalo Benefits connects people with accessible and popular healthcare options that may not have access to the traditional employer-sponsored route. Our process helps simplify the search, by offering guidance and tools tailored to find coverage that works with your current providers.

Connect individuals with quality healthcare plans.
Easy healthcare for individuals with no emloyer plans.

Explore Buffalo Benefits

How Can We Help You?

Reliable coverage with low deductibles, best for individuals that do not visit the doctor 10+ times annually.

Top-tier coverage to provide the protection and peace of mind you deserve. Best if you are not covered through an employer.

We serve those navigating healthcare on their own, offering clear, flexible major medical options. We’re committed to delivering transparent plans, and coverage you can count on.

Have questions about major medical coverage or need help choosing the right plan? Contact us anytime — we’re here to guide you every step of the way.

Ready to get started?
Contact us today

Ready to get started? Let’s simplify your healthcare options and find a plan that truly fits your needs. Contact us today and take the first step toward coverage you can feel confident about.

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